Master Your Capital with AI
Your own personal finance intelligence — real-time bank-linked insights, Sage AI, and customizable dashboards built for your wants and needs.
No credit card required · Read-only bank access · Cancel anytime
Net Worth
$284,920
Cash & Savings
$48,310
Investments
$241,200
Credit
$4,590
The personal finance reality check
66%
of Americans live paycheck to paycheck
85%
can't name their exact net worth
5+
financial accounts the average person ignores
$500B
lost annually to hidden fees & missed returns
Why WorthIQ exists
Banks design apps to show your balance, not your financial health. WorthIQ is built from the ground up to give you intelligence, not just data.
The problem
Scattered across 5 apps
Everything in one dashboard
Checking, savings, credit cards, brokerage, 401k — all disconnected. You never see the full picture.
The problem
No idea where money goes
Sage AI tells you exactly
You know you spent too much — but where? Traditional apps give you categories. Sage gives you answers.
The problem
Blindsided by fees & drift
Proactive alerts & insights
Subscription creep, underperforming accounts, rising credit utilization. WorthIQ surfaces it before it hurts.
Everything in one place
WorthIQ connects all your financial accounts and gives you an AI-powered command center to understand, plan, and grow your wealth.
Connect every bank, brokerage, and credit card. Watch your net worth update live as transactions come in — no manual entry, ever.
Your personal finance AI. Sage analyzes your spending patterns, flags anomalies, and surfaces actionable insights — all in plain English.
Monthly income vs. expenses, by category. Understand exactly where your money flows and where to trim — without the spreadsheet.
Build the dashboard you actually want. Reorder tabs, pin favorite views, and set your default landing page to match how you think.
Link your brokerage accounts and see all trades, holdings, and portfolio activity alongside your everyday spending in one place.
256-bit TLS encryption in transit, AES-256 at rest. We use Plaid — your credentials never touch our servers.
Get set up in minutes
Sign up in under 60 seconds. No credit card required.
Securely link banks, credit cards, and brokerages via Plaid. Read-only access.
Watch Sage AI surface insights, track net worth live, and take control.
Security first
We take financial data seriously. WorthIQ uses Plaid for all bank connections — meaning your credentials never touch our servers. Everything is encrypted in transit and at rest.
Learn more about security →256-bit TLS
Encryption in transit
AES-256
Encrypted at rest
Plaid-powered
Read-only bank access
No stored creds
Your passwords stay yours
Join the waitlist and get early access. Free while in beta.