Now in beta — free for early users

WorthIQ - Master Your Capital with AI

WorthIQ logo

Master Your Capital with AI

Your own personal finance intelligence — real-time bank-linked insights, Sage AI, and customizable dashboards built for your wants and needs.

No credit card required · Read-only bank access · Cancel anytime

app.worthiq.io/dashboard

Net Worth

$284,920

Cash & Savings

$48,310

Investments

$241,200

Credit

$4,590

The personal finance reality check

66%

of Americans live paycheck to paycheck

85%

can't name their exact net worth

5+

financial accounts the average person ignores

$500B

lost annually to hidden fees & missed returns

Why WorthIQ exists

Personal finance is broken.
We're fixing it.

Banks design apps to show your balance, not your financial health. WorthIQ is built from the ground up to give you intelligence, not just data.

The problem

Scattered across 5 apps

Everything in one dashboard

Checking, savings, credit cards, brokerage, 401k — all disconnected. You never see the full picture.

The problem

No idea where money goes

Sage AI tells you exactly

You know you spent too much — but where? Traditional apps give you categories. Sage gives you answers.

The problem

Blindsided by fees & drift

Proactive alerts & insights

Subscription creep, underperforming accounts, rising credit utilization. WorthIQ surfaces it before it hurts.

Everything in one place

Your finances. Finally intelligent.

WorthIQ connects all your financial accounts and gives you an AI-powered command center to understand, plan, and grow your wealth.

Real-Time Net Worth

Connect every bank, brokerage, and credit card. Watch your net worth update live as transactions come in — no manual entry, ever.

Sage AI Insights

Your personal finance AI. Sage analyzes your spending patterns, flags anomalies, and surfaces actionable insights — all in plain English.

Cashflow Dashboard

Monthly income vs. expenses, by category. Understand exactly where your money flows and where to trim — without the spreadsheet.

Customizable Views

Build the dashboard you actually want. Reorder tabs, pin favorite views, and set your default landing page to match how you think.

Investment Tracking

Link your brokerage accounts and see all trades, holdings, and portfolio activity alongside your everyday spending in one place.

Bank-Level Security

256-bit TLS encryption in transit, AES-256 at rest. We use Plaid — your credentials never touch our servers.

Get set up in minutes

How it works

01

Create your account

Sign up in under 60 seconds. No credit card required.

02

Connect your accounts

Securely link banks, credit cards, and brokerages via Plaid. Read-only access.

03

Master your capital

Watch Sage AI surface insights, track net worth live, and take control.

Security first

Your data is yours.
We just make it useful.

We take financial data seriously. WorthIQ uses Plaid for all bank connections — meaning your credentials never touch our servers. Everything is encrypted in transit and at rest.

Learn more about security →

256-bit TLS

Encryption in transit

AES-256

Encrypted at rest

Plaid-powered

Read-only bank access

No stored creds

Your passwords stay yours

Ready to know your number?

Join the waitlist and get early access. Free while in beta.